Chase Transfer Partners
Ultimate Rewards
14 instant-transfer partners including Hyatt, United, and Aeroplan
All Chase transfer partners
9 airlines and 3 hotel programs. Every transfer is one-way and irreversible - always confirm award availability before transferring.
Transfer Bonus History
4 active| Partner | Base Ratio | Bonus % | Bonus Ratio | Dates | Status | Notes |
|---|---|---|---|---|---|---|
Marriott Bonvoy | 1:1 | +65% | 1:1.65 | May 1, 2026 → May 15, 2026 | Active | - |
 Flying Blue | 1:1 | +20% | 1:1.2 | May 1, 2026 → May 27, 2026 | Active | - |
 Aeroplan | 1:1 | +20% | 1:1.2 | Invalid Date → Apr 30, 2027 | Active | - |
IHG One Rewards | 1:1 | +70% | 1:1.7 | Invalid Date → Apr 30, 2027 | Active | - |
Transfer Partners
Current Chase transfer bonuses
Transfer bonuses give you extra miles for free - 20,000 points during a +25% bonus becomes 25,000 miles at the partner. Check this section before every transfer.
Never miss a Chase transfer bonus
Get notified the moment a new bonus goes live - before it expires
About Chase Ultimate Rewards
Chase Ultimate Rewards is widely considered the most practical transferable points program in the US, and for good reason: every single transfer partner posts instantly. No waiting 24–48 hours, no uncertainty - 50,000 Ultimate Rewards becomes 50,000 partner miles the moment you confirm the transfer. That instant speed, combined with 14 high-quality partners including United, Hyatt, Air Canada, and British Airways, makes Chase the go-to program when you have a specific award in mind.
Transfer access requires one of Chase's premium cards: the Sapphire Reserve ($550/yr), Sapphire Preferred ($95/yr), Ink Business Preferred ($95/yr), or Ink Business Premier ($195/yr). The Freedom, Freedom Unlimited, and Freedom Flex earn Ultimate Rewards but cannot transfer on their own - they must be linked to an account that holds a transferable card. This "points pooling" strategy is one of the most powerful in travel hacking: earn 3–5× on everyday spending via Freedom cards, then transfer through a Sapphire.
Chase's hotel partnership with World of Hyatt stands alone. Hyatt consistently offers the most value per point of any major hotel loyalty program - peak luxury properties routinely yield 3–5¢ per point at properties costing $500–$800 per night in cash. Combine that with instant transfers and you have a program that can book a same-day luxury hotel stay in minutes rather than days.
TransferPoints tracks transfer bonuses and partner data in real time. Transfer ratios, speeds, and program rules on this page are verified against official bank sources. Visit the official Chase rewards page
Which Chase cards earn Ultimate Rewards?
Not all Chase cards unlock transfer access. Here are the cards that earn Ultimate Rewards that can be transferred to airline and hotel partners.
Chase Sapphire Reserve
3× on travel & dining, $300 travel credit, Priority Pass, full transfer access
Chase Sapphire Preferred
3× on dining, 2× on travel, full transfer access - best value entry point
Chase Ink Business Preferred
3× on travel, shipping, ads & telecom (up to $150k/yr) - great for businesses
Chase Freedom Unlimited
1.5× on everything - pair with Sapphire to unlock transfer access
⚠ Requires pooling with a Sapphire or Ink card to transfer to partners
Best Chase transfer partners
Not all transfer partners deliver the same value. These three consistently offer the best cents-per-point returns for Ultimate Rewards.
World of Hyatt
World of HyattHyatt has the best cents-per-point hotel value in the industry. Category 7 hotels cost 30,000 points/night at properties going for $700+ in cash. The program also has no revenue-based redemptions and a fixed award chart - you always know what you're getting.
Sweet spot
30,000 points per night at top-tier Park Hyatt properties (Tokyo, Paris, Zurich) worth $700–$1,000/night cash.
Air Canada Aeroplan
AeroplanAeroplan's Star Alliance partnership and distance-based chart make it one of the best programs for North American and transatlantic redemptions. Business class from North America to Europe on Lufthansa or Swiss starts at 85,000 miles round-trip - competitive with any other program.
Sweet spot
85,000 Aeroplan miles round-trip business class from the US to Europe on Star Alliance carriers.
United MileagePlus
MileagePlusUnited miles are the most practical choice for domestic US award travel and Star Alliance partner bookings. No carrier-imposed surcharges on United metal, and partner award availability is often excellent on routes where others are blocked.
Sweet spot
35,000 miles round-trip economy for US domestic routes, or 70,000 miles round-trip business to Europe on United.
Why earn Ultimate Rewards?
100% instant transfers - every single partner
Chase is the only major US bank program where every transfer partner posts instantly. No 24–48 hour waits, no uncertainty. You can find an award seat, transfer points, and book the flight within 15 minutes - critical when space is limited.
The best hotel program in the industry
The Chase–Hyatt partnership is unique. World of Hyatt reliably delivers 3–5¢ per point at luxury properties - double or triple what most programs offer. No other US bank transfers to a hotel program with this level of consistent value.
Star Alliance + oneworld + independent coverage
Chase covers United (Star Alliance), British Airways and Iberia (oneworld), Air Canada (Star Alliance), JetBlue, and Southwest - plus Singapore Airlines and Virgin Atlantic. It's the only program where you can book both an American and a United flight without touching a second currency.
The Freedom ecosystem multiplies your earning
Freedom Unlimited (1.5× everywhere), Freedom (5× on rotating categories), and Freedom Flex (5× on select categories) all pool with a Sapphire card. A household running all three cards can easily earn 3–5× on the vast majority of spending.
How to transfer Ultimate Rewards to partners
Follow these steps every time. The golden rule: confirm award availability before moving a single point - transfers are one-way and irreversible.
- 1
Find the award first
Search for award availability on the airline or hotel program's website before transferring. Note the exact flight, date, cabin, and miles required. Award space disappears - transfers cannot be reversed.
- 2
Check for an active transfer bonus
Check the Current Bonuses section above. A +25% bonus means 40,000 points becomes 50,000 miles - free miles that require zero extra spending.
- 3
Execute the transfer from Chase
Log in to your Chase account → navigate to Ultimate Rewards → select "Transfer to travel partners" → choose the airline or hotel program → enter your loyalty membership number and the number of points to transfer → confirm. Keep your loyalty account number ready before you start.
- 4
Book the award immediately
As soon as miles post to your loyalty account, book the award. Partner award availability can vanish within hours. Have your passport details and co-pay card ready before starting the booking.
How much are Ultimate Rewards worth?
Point value varies dramatically by redemption type. Transferring to the right partner at the right time can yield 3–8× more per point than redeeming for cash back or statement credits.
Worked example
60,000 Chase points transferred to World of Hyatt can cover two nights at a Category 7 property (e.g., Park Hyatt Tokyo at 30,000 points/night) worth $700–$900/night in cash - a value of over 2.3¢ per point.
TPG valuation: 2.05¢ per point (April 2026). Actual value varies by route, date, and availability.
Chase vs other programs
Chase Ultimate Rewards competes most directly with Amex Membership Rewards and Capital One Miles for the best transferable points program. Here's the key comparison across the dimensions that drive real redemption value.
Bottom line
Chase wins on transfer speed (instant across all 14 partners) and hotel value (Hyatt is unmatched). Amex wins on raw breadth with 24 partners, including Delta, ANA, and JAL that Chase can't access. Capital One wins on zero fees and growing partner count. A smart combination strategy: Chase for Hyatt and United, Amex for Delta and Asia, Capital One for Turkish and Avianca.
Chase Ultimate Rewards - program details
| Points currency | Ultimate Rewards |
| Transfer ratio | 1:1 to all partners |
| Transfer fees | None |
| Transfer speed | Instant (all partners) |
| Minimum transfer | 1,000 points |
| Points expiry | Never expire while account open |
| Transfer partners | 14 (11 airlines, 3 hotels) |
| Cards with transfer access | Sapphire Reserve, Sapphire Preferred, Ink Preferred, Ink Premier |
| Freedom cards | Require pooling with a transferable card |
| Transfer bonuses | Rare - Chase seldom runs them |
| TPG valuation | 2.05¢ per point |