Capital One Transfer Partners
Miles
18 airline partners, all at 1:1 - the fastest-growing transferable currency
All Capital One transfer partners
11 airlines and 1 hotel program. Every transfer is one-way and irreversible - always confirm award availability before transferring.
Transfer Bonus History
2 active
Transfer Partners
Current Capital One transfer bonuses
Transfer bonuses give you extra miles for free - 20,000 points during a +25% bonus becomes 25,000 miles at the partner. Check this section before every transfer.
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About Capital One Miles
Capital One Miles are the transferable currency earned by the Venture, Venture X, Spark Miles, and VentureOne cards. Unlike older programs that grew their partner lists gradually, Capital One has aggressively expanded from just a handful of partners to 18 airline and 2 hotel programs in just a few years - adding Emirates, Singapore Airlines, British Airways, and Turkish Airlines along the way.
Every Capital One partner transfers at a full 1:1 ratio with no conversion fees, making the math simple: 50,000 miles moved to Turkish Airlines Miles&Smiles is exactly 50,000 Miles&Smiles miles. Most transfers post within 24–48 hours, though a small number of partners are instant. Capital One also runs occasional transfer bonuses - typically 20–30% - on select partners a few times per year.
The program's standout feature is sheer partner breadth at a fair price. The Venture X earns 2× miles on all purchases and 5× on Capital One Travel, making it one of the most efficient flat-rate earning cards on the market. Combined with the 1:1 transfer ratio and growing partner list, Capital One Miles have quietly become one of the most valuable currencies for international business-class redemptions.
TransferPoints tracks transfer bonuses and partner data in real time. Transfer ratios, speeds, and program rules on this page are verified against official bank sources. Visit the official Capital One rewards page
Which Capital One cards earn Miles?
Not all Capital One cards unlock transfer access. Here are the cards that earn Miles that can be transferred to airline and hotel partners.
Capital One Venture X
2× miles everywhere, 10× on hotels/cars via Capital One Travel, $300 travel credit
Capital One Venture
2× miles on all purchases, solid signup bonus, lower fee than Venture X
Capital One Spark Miles for Business
2× miles on all business purchases, same transfer partners as personal cards
Capital One VentureOne
1.25× miles on all purchases, full access to transfer partners at no annual fee
Best Capital One transfer partners
Not all transfer partners deliver the same value. These three consistently offer the best cents-per-point returns for Miles.
Turkish Airlines Miles&Smiles
Miles&SmilesMiles&Smiles uses a distance-based award chart with some of the lowest rates for Star Alliance partners. United and Lufthansa business class to Europe price at 45,000–58,000 miles round-trip - far cheaper than booking directly through those programs.
Sweet spot
45,000 miles round-trip business class from the US East Coast to Europe on Lufthansa via Star Alliance.
Avianca LifeMiles
LifeMilesLifeMiles prices Star Alliance partners independently of partner surcharges, making it excellent for ANA, United, and Singapore Airlines redemptions. No fuel surcharges on most redemptions.
Sweet spot
63,000 LifeMiles for a one-way business class flight from the US to Asia on ANA or Singapore Airlines.
British Airways Avios
AviosAvios uses a distance-based chart that makes short-haul flights exceptionally cheap - especially on American Airlines within the US. Under 1,151 miles costs just 6,000 Avios one-way in economy.
Sweet spot
6,000–9,000 Avios for a short-haul domestic American Airlines flight under 1,151 miles.
Why earn Miles?
The fastest-growing partner network
Capital One has added more transfer partners in the last three years than any other US bank program. Emirates, Singapore Airlines, Turkish Airlines, British Airways - all at 1:1 with no fees. This trajectory suggests more premium partners are on the way.
Simple 1:1 ratio across all partners
Every single Capital One transfer partner converts at 1:1 with no hidden fees, no minimum transfer amounts, and no conversion math to do. What you see is what you get - 30,000 miles becomes 30,000 partner miles.
Exceptional international business-class value
Turkish Airlines, Avianca, and Singapore Airlines - all Capital One partners - offer some of the lowest business-class award rates in the industry. A Capital One transfer to Turkish Airlines can yield 5–8¢ per mile, more than quadrupling the portal value.
Best flat-rate earning card on the market
The Venture X earns 2× miles on every purchase with a $300 travel credit that offsets most of the $395 fee. For everyday spending outside bonus categories, it outearns almost every competitor at a comparable annual fee.
How to transfer Miles to partners
Follow these steps every time. The golden rule: confirm award availability before moving a single point - transfers are one-way and irreversible.
- 1
Find the award first
Search for award availability on the airline or hotel program's website before transferring. Note the exact flight, date, cabin, and miles required. Award space disappears - transfers cannot be reversed.
- 2
Check for an active transfer bonus
Check the Current Bonuses section above. A +25% bonus means 40,000 points becomes 50,000 miles - free miles that require zero extra spending.
- 3
Execute the transfer from Capital One
Capital One
Official transfer pageLog in to your Capital One account → navigate to Miles → select "Transfer to travel partners" → choose the airline or hotel program → enter your loyalty membership number and the number of points to transfer → confirm. Keep your loyalty account number ready before you start.
- 4
Book the award immediately
As soon as miles post to your loyalty account, book the award. Partner award availability can vanish within hours. Have your passport details and co-pay card ready before starting the booking.
How much are Miles worth?
Point value varies dramatically by redemption type. Transferring to the right partner at the right time can yield 3–8× more per point than redeeming for cash back or statement credits.
Worked example
50,000 Capital One Miles transferred to Turkish Airlines Miles&Smiles can book a round-trip business class flight from the US to Europe for 45,000–58,000 miles - a seat priced at $3,000+ cash, yielding over 5¢ per mile.
TPG valuation: 1.85¢ per point (April 2026). Actual value varies by route, date, and availability.
Capital One vs other programs
Capital One Miles, Chase Ultimate Rewards, and Amex Membership Rewards are the three biggest US transferable currencies. Here's how they stack up on the dimensions that matter for maximizing award travel.
Bottom line
Capital One leads on partner count growth and has zero transfer fees, making it the cleanest program to use for international partners like Turkish and Avianca. Chase wins on transfer speed (instant across all partners) and the Hyatt partnership - the best hotel program in the US. Amex offers the broadest airline network and unique partners like ANA, Delta, and Japan Airlines. Most power users hold at least two of these programs to cover more partners and hedge bonus opportunities.
Capital One Miles - program details
| Points currency | Capital One Miles |
| Transfer ratio | 1:1 to all partners |
| Transfer fees | None |
| Minimum transfer | 1,000 miles |
| Transfer speed (typical) | 24–48 hours |
| Miles expiry | Never expire while account open |
| Airline partners | 18 |
| Hotel partners | 2 |
| Transfer bonuses | Occasional (20–30% on select partners) |
| Best earning card | Venture X - 2× base, 5× travel |
| TPG valuation | 1.85¢ per mile |