American Express

American Express Transfer Partners

Membership Rewards

21 airline + 3 hotel partners - the widest transfer network in the US

1active bonus
19airline partners
2hotel partners

All American Express transfer partners

19 airlines and 2 hotel programs. Every transfer is one-way and irreversible - always confirm award availability before transferring.

Transfer Bonus History

1 active
PartnerBase RatioBonus %Bonus RatioDatesStatusNotes
Hilton
Hilton
Hilton Honors
1:1+20%1:1.2
Apr 28, 2026
May 30, 2026
Active-

Transfer Partners

PartnerLoyalty ProgramBase RatioTransfer TimeActive Bonus
ANAANA Mileage Club1:1
24-48 hours
-
Aer LingusAer Club1:1
1-5 days
-
AeroMexicoClub Premier1:1.6
24-48 hours
-
Air CanadaAeroplan1:1
Instant
-
Air France / KLMFlying Blue1:1
24-48 hours
-
Alaska AirlinesMileage Plan1:1
2-7 days
-
British AirwaysAvios1:1
Instant
-
Cathay PacificAsia Miles1:1
24-48 hours
-
DeltaSkyMiles1:1
Instant
-
EmiratesSkywards1:1
24-48 hours
-
EtihadEtihad Guest1:1
24-48 hours
-
FinnairFinnair Plus1:1
24-48 hours
-
IberiaIberia Plus1:1
Instant
-
JALJAL Mileage Bank1:1
24-48 hours
-
JetBlueTrueBlue1:0.8
24-48 hours
-
LufthansaMiles & More1:1
1-3 days
-
QantasFrequent Flyer1:1
24-48 hours
-
Singapore AirlinesKrisFlyer1:1
24-48 hours
-
Virgin AtlanticFlying Club1:1
24-48 hours
-

Current American Express transfer bonuses

Transfer bonuses give you extra miles for free - 20,000 points during a +25% bonus becomes 25,000 miles at the partner. Check this section before every transfer.

Never miss a American Express transfer bonus

Get notified the moment a new bonus goes live - before it expires

View all active bonuses

About American Express Membership Rewards

American Express Membership Rewards is the largest transferable points program in the US by sheer partner count: 21 airline partners and 3 hotel partners, including exclusive access to Delta SkyMiles, ANA Mileage Club, and Japan Airlines that no other US bank can match. If you need to book on specific airlines or through specific programs, Membership Rewards is often the only currency that can get you there.

Most Amex transfers are instant, but there is a cost: US cardholders pay an excise tax of $0.0006 per point transferred, capped at $99 per transfer. On a 100,000-point transfer, that's $60 - significant but usually worth it for a high-value redemption. Amex occasionally waives this fee on specific transfers. The minimum transfer amount is 1,000 points, and transfers are one-way and irreversible.

The Amex lineup spans from the no-fee Blue Business Plus (2× on all purchases, up to $50K/yr) to the premium Platinum ($695/yr, with up to $1,500+ in annual credits that can offset the fee for frequent travelers). The Gold card earns 4× at US supermarkets and restaurants - one of the highest category rates in the industry. Combining a Blue Business Plus for everyday spending with a Gold or Platinum for category bonuses creates a powerful earning engine.

TransferPoints tracks transfer bonuses and partner data in real time. Transfer ratios, speeds, and program rules on this page are verified against official bank sources. Visit the official American Express rewards page

21
Transfer partners
19
Airline partners
2
Hotel partners
2.0¢ / pt
TPG valuation

Which American Express cards earn Membership Rewards?

Not all American Express cards unlock transfer access. Here are the cards that earn Membership Rewards that can be transferred to airline and hotel partners.

Premium$695/yr

Amex Platinum

5× on flights (booked direct or through Amex Travel), up to $1,500+ in annual credits

Premium$250/yr

Amex Gold

4× at US supermarkets and restaurants, 3× on flights - best category earner

Mid-tier$150/yr

Amex Green

3× on travel, transit & restaurants - solid mid-tier option

No annual fee$0/yr

Amex Blue Business Plus

2× on all purchases up to $50K/yr - best no-fee earning card in the market

Best American Express transfer partners

Not all transfer partners deliver the same value. These three consistently offer the best cents-per-point returns for Membership Rewards.

1

ANA Mileage Club

ANA Mileage Club

ANA's round-trip award chart prices US-to-Japan business class at 88,000 miles - significantly lower than most programs. ANA is only accessible via Amex in the US transferable points space, making Membership Rewards the only path for this redemption.

Sweet spot

88,000 ANA miles round-trip business class between the US and Japan - one of the best-value long-haul redemptions available.

2

Air Canada Aeroplan

Aeroplan

Aeroplan is now one of the best programs for transatlantic and transpacific redemptions. Business class to Europe on Lufthansa or Swiss starts at 85,000 miles, and the program allows stopovers, making it excellent for complex itineraries.

Sweet spot

85,000 Aeroplan miles round-trip business class to Europe on Star Alliance carriers, with no carrier-imposed surcharges on many routes.

3

British Airways Avios

Avios

Avios transfers instantly from Amex (no excise tax waiver needed for instant transfer). The distance-based Avios chart makes short domestic hops on American Airlines extraordinarily cheap at 6,000 Avios for flights under 651 miles.

Sweet spot

6,000–9,000 Avios for short-haul US flights on American Airlines under 1,151 miles, transferring instantly from Amex.

Why earn Membership Rewards?

The only path to Delta, ANA & Japan Airlines

Delta SkyMiles, ANA Mileage Club, and Japan Airlines Mileage Bank are exclusive to Amex in the US transferable points space. No other bank transfers to these programs. If your redemption involves SkyTeam or specific Japan routes, Membership Rewards is your only option.

Broadest partner network in the US

24 transfer partners (21 airlines, 3 hotels) across every major alliance - Star Alliance, oneworld, and SkyTeam are all represented. No other US bank program covers this many programs, giving you the most options for any given itinerary.

Best-in-class category earning on Gold & Platinum

The Amex Gold earns 4× at US supermarkets and restaurants - two of the highest-spend categories for most households. The Platinum earns 5× on flights. Stack these cards with Blue Business Plus (2× on everything else) and you're earning more points per dollar than almost any alternative.

Occasional transfer bonuses, sometimes 30–40%

Amex runs transfer bonuses more frequently than most other programs - sometimes offering 30–40% extra on specific partners like Air Canada, British Airways, and Flying Blue. Timing a bonus can dramatically increase the miles you receive for the same points.

How to transfer Membership Rewards to partners

Follow these steps every time. The golden rule: confirm award availability before moving a single point - transfers are one-way and irreversible.

  1. 1

    Find the award first

    Search for award availability on the airline or hotel program's website before transferring. Note the exact flight, date, cabin, and miles required. Award space disappears - transfers cannot be reversed.

  2. 2

    Check for an active transfer bonus

    Check the Current Bonuses section above. A +25% bonus means 40,000 points becomes 50,000 miles - free miles that require zero extra spending.

  3. 3

    Execute the transfer from American Express

    American Express

    Official transfer page

    Log in to your American Express account → navigate to Membership Rewards → select "Transfer to travel partners" → choose the airline or hotel program → enter your loyalty membership number and the number of points to transfer → confirm. Keep your loyalty account number ready before you start.

  4. 4

    Book the award immediately

    As soon as miles post to your loyalty account, book the award. Partner award availability can vanish within hours. Have your passport details and co-pay card ready before starting the booking.

How much are Membership Rewards worth?

Point value varies dramatically by redemption type. Transferring to the right partner at the right time can yield 3–8× more per point than redeeming for cash back or statement credits.

1.2–1.8¢
Economy class
4–8¢
Business class
2.0¢ / pt
TPG average

Worked example

88,000 Membership Rewards transferred to ANA Mileage Club can book a round-trip business class flight from the US West Coast to Japan - a seat priced at $5,000–$7,000 in cash - yielding over 6¢ per point.

TPG valuation: 2.0¢ per point (April 2026). Actual value varies by route, date, and availability.

American Express vs other programs

Amex Membership Rewards competes with Chase Ultimate Rewards for the title of best US transferable points program. Here's how they compare on the factors that matter most.

FeatureAmerican ExpressChase Ultimate RewardsCapital One Miles
Total transfer partners241420
Transfer speedInstant (most)Instant (all)24–48 hrs
Transfer fees (US)$0.0006/pt (max $99)NoneNone
Delta accessYes (1:1 instant)NoNo
ANA / JAL accessYes (exclusive)NoNo
Hyatt accessNoYes (best hotel)No
Best no-fee cardBlue Business Plus (2×)Freedom Unlimited (1.5×)*VentureOne (1.25×)
TPG point value2.0¢2.05¢1.85¢

Bottom line

Amex wins on breadth and exclusivity - Delta, ANA, and JAL aren't available anywhere else. The Blue Business Plus (2× with no annual fee) is also unmatched. Chase wins on transfer speed (all instant vs. some instant for Amex) and Hyatt access. The practical answer: hold both. Use Amex for Delta, Asia routes, and category bonuses; use Chase for Hyatt hotel stays and instant same-day transfers.

American Express Membership Rewards - program details

Points currencyMembership Rewards
Transfer ratio1:1 most partners (JetBlue 1:0.8)
Transfer fees (US)$0.0006 per point, max $99
Transfer speedInstant (most partners)
Minimum transfer1,000 points
Points expiryNever expire while account open
Airline partners21
Hotel partners3 (Hilton 1:2, Marriott 1:1, Choice 1:1)
Exclusive partnersDelta, ANA, JAL (not at any other US bank)
Transfer bonusesFrequent - often 20–40% on select partners
TPG valuation2.0¢ per point

Frequently asked questions about American Express Membership Rewards

Which Amex cards allow transfer to airline partners?
The American Express Platinum, Gold, Green, Blue Business Plus, Business Platinum, Business Gold, and Business Green cards all earn Membership Rewards points that can be transferred to airline and hotel partners. The Blue Cash Everyday and Blue Cash Preferred earn cash back, not Membership Rewards, and cannot transfer to travel partners.
Does Amex charge a fee to transfer points to airlines?
Yes - US cardholders pay an excise tax of $0.0006 per point transferred, capped at $99 per transaction. On 50,000 points, that's $30; on 165,000+ points it hits the $99 cap. This fee is charged by Amex to comply with US tax law. Some international Amex cards do not incur this fee, and Amex occasionally runs targeted promotions that waive it.
How long do Amex Membership Rewards transfers take?
Most Amex Membership Rewards transfers to airline partners are instant, including Air Canada, British Airways, Delta, Emirates, and Virgin Atlantic. A small number of partners - notably Lufthansa and Alaska - may take 1–5 business days. Check the specific partner's expected transfer time before booking an award.
What are the best Amex Membership Rewards transfer partners?
The top three are: ANA Mileage Club (88,000 miles round-trip business class US-Japan, exclusive to Amex), Air Canada Aeroplan (best transatlantic Star Alliance rates), and British Airways Avios (instant transfers, cheapest short-haul US flights). Delta SkyMiles, Singapore Airlines KrisFlyer, and Avianca LifeMiles are also strong depending on your route.
Can you transfer Amex points to someone else's loyalty account?
Yes, but with restrictions. You can transfer Membership Rewards to a loyalty account belonging to an authorized user on your Amex account, or to certain family members' accounts at select partners (the rules vary by airline program). You cannot freely transfer to any third party's account.
What is the Amex Membership Rewards transfer ratio to JetBlue?
The Amex Membership Rewards to JetBlue TrueBlue transfer ratio is 1:0.8 - meaning 1,000 Membership Rewards points become 800 TrueBlue points. This is the only Amex partner that does not transfer at 1:1. All other Amex partners transfer at 1:1 or better (Hilton transfers at 1:2).