Chase → Air Canada: +20% bonus active · Ends Apr 30, 2027
View all active bonuses
Air Canada
Aeroplan
Transfer points to Air Canada - all bank programs
| Bank Program | Points Currency | Base Ratio | Transfer Time | Active Bonus |
|---|---|---|---|---|
| Membership Rewards | 1:1 | Instant | - | |
| Ultimate Rewards | 1:1 | Instant | +20% | |
| Miles | 1:1 | 24-48 hours | - | |
| Bilt Rewards | 1:1 | Instant | - | |
| Rewards Points | 1:1 | 24-48 hours | - | |
| Rove Miles | 1:1 | Varies | - | |
| Taekus Rewards | 1:1 | Varies | - |
Ratios and bonus availability update in real time. Always verify before transferring - transfers are irreversible.
Current Air Canada transfer bonuses
Transfer Bonus History
1 active| Bank Program | Base Ratio | Bonus % | Bonus Ratio | Dates | Status | Notes |
|---|---|---|---|---|---|---|
Ultimate Rewards | 1:1 | +20% | 1:1.2 | Invalid Date → Apr 30, 2027 | Active | - |
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About Aeroplan
Aeroplan is Air Canada's loyalty program and one of the most versatile Star Alliance currencies for US-based travelers. Relaunched under Air Canada ownership in 2020, Aeroplan operates a distance-based fixed award chart covering 40+ partner airlines - a meaningful rarity in an era when United, Delta, and most major US carriers have abandoned fixed pricing entirely. The result is a program where you can plan aspirational redemptions months in advance knowing exactly what they will cost.
Four of the six major US transferable currencies link directly to Aeroplan at 1:1: American Express Membership Rewards, Chase Ultimate Rewards, Capital One Miles, and Bilt Rewards. This breadth of earn access is matched only by Flying Blue among Star Alliance programs. Chase has historically run 20–30% transfer bonuses to Aeroplan, making it the highest-yield pathway when a promotion is live - check the bonus table at the top of this page for any currently active offer.
The most celebrated Aeroplan sweet spot is ANA business class from the US West Coast to Japan at 55,000 points one-way - a rate that remains roughly 30–40% cheaper than United MileagePlus dynamically prices the same flight. Critically, Aeroplan passes zero fuel surcharges on any award, whether flying Air Canada or a partner airline. For travelers targeting Star Alliance premium cabins without the surcharge sting of BA Avios or Lufthansa Miles & More, Aeroplan is consistently the first program to reach for.
TransferPoints tracks transfer bonuses in real time across all major programs. Transfer ratios, active bonuses, and program rules on this page are verified against official bank and airline sources and update automatically. Visit the official Aeroplan website
Why transfer points to Aeroplan?
Zero Fuel Surcharges on Every Award
Aeroplan does not pass carrier-imposed fuel surcharges on any award booking - Air Canada own-metal or any of 40+ partner airlines. You pay government taxes only. Compare this to British Airways Avios, which adds $600–$800 on transatlantic business class, or Lufthansa Miles & More at $850+ for intercontinental first class. For total-cost-conscious travelers booking partner awards, this policy alone can justify choosing Aeroplan over every other Star Alliance option.
Fixed Award Chart Across 40+ Partner Airlines
While United, Delta, and most major programs moved to unpredictable dynamic pricing, Aeroplan still publishes fixed award rates for over 35 partner airlines including ANA, Lufthansa, Swiss, Cathay Pacific, and Singapore Airlines. You can plan a redemption months in advance with certainty. United and Emirates switched to dynamic pricing through Aeroplan in March 2025, but the vast majority of the partner chart remains fixed - giving Aeroplan a planning advantage no other large Star Alliance program currently offers.
ANA Japan Business at 55,000 Points One-Way
The benchmark Star Alliance sweet spot: US West Coast to Tokyo or Osaka in ANA business class (lie-flat, world-class product) costs 55,000 Aeroplan points one-way in the ~4,000-mile distance band. The equivalent cash ticket sells for $3,500–$5,000. United MileagePlus dynamically prices the same route at 75,000–100,000+ miles. With four US banks transferring 1:1, a single credit card welcome bonus of 60,000–100,000 points can fund this redemption entirely - often with points to spare.
Free Stopovers - Just 5,000 Extra Points
Aeroplan charges only 5,000 additional points to add a stopover city to any award itinerary. A New York–London–Tokyo itinerary can include a 3-day London layover for 5,000 points - effectively a free vacation within a vacation. Most programs either prohibit stopovers entirely or charge full one-way award pricing to include one. On a long-haul itinerary where you're already spending 60,000+ points, 5,000 extra for a stopover is one of the most undervalued perks in all of points travel.
How to transfer points to Aeroplan
Follow these four steps every time. The golden rule: find available award space before transferring - transfers are irreversible.
- 1
Find the award first
Search for award availability on Aeroplan's website before moving a single point. Note the flight number, date, cabin, and exact miles required. Award space can disappear at any moment - and transfers are irreversible.
- 2
Check for an active transfer bonus
Scroll up to the Current Bonuses table. If a bonus is live (e.g. +20%), you get 20% more miles for free - 10,000 points transferred becomes 12,000 miles. Timing your transfer to an active bonus is one of the easiest ways to stretch your balance without spending more.
- 3
Execute the transfer from your bank
American Express
Instant (minutes)Log in at americanexpress.com → Membership Rewards → Use Points → Transfer Points to Travel Partners → select the airline → enter your loyalty membership number and point amount (min 1,000) → confirm. Transfers post within minutes. Note: Amex charges a $0.0006 excise tax per point (max $99) for US residents.
Chase
InstantLog in at chase.com → Ultimate Rewards → Earn/Use → Transfer to Travel Partners → select the airline → enter your membership number → confirm. Requires Sapphire Preferred, Sapphire Reserve, Ink Business Preferred, or Ink Business Premier.
Capital One
24–48 hoursLog in at capitalone.com → My Rewards → Transfer Miles → select the airline → enter your membership number and amount → confirm. Requires Venture, Venture X, Spark Miles, or Venture One card.
Bilt
InstantLog in at biltrewards.com → Points → Transfer Points → select the airline → enter your membership number and amount → confirm.
Wells Fargo
1–2 business daysLog in at wellsfargo.com → Rewards → Redeem Rewards → Transfer to Travel Partners → select the airline → enter your membership number → confirm. Requires Autograph or Autograph Journey card.
Rove
VariesLog in at rove.com → Rewards → Transfer Miles → select the airline → enter your membership number → confirm.
Taekus
VariesLog in at taekus.com → Rewards → Transfer Points → select the airline → confirm.
- 4
Book the award immediately
As soon as the miles post to your account, book the award. Don't wait - partner award availability can evaporate within hours. Have your loyalty membership number, passport details, and preferred payment method for taxes ready before you start the booking process.
Aeroplan award chart - highlights
Chart type: Fixed distance-based (most partners); United, Emirates, and Etihad moved to dynamic March 2025
Aeroplan prices awards by total distance flown - not geographic zones - across the majority of its 40+ partner airlines. The chart rewards long-haul bookings and treats stopovers favorably. Note that United, Emirates, and Etihad awards through Aeroplan shifted to dynamic pricing in March 2025; the prices below reflect the fixed chart for all other partners.
Figures shown are round-trip (OW × 2). Stopover fee: +5,000 pts per stop. Rates reflect Aeroplan's April 2026 chart - verify at aircanada.com/aeroplan before transferring, as Aeroplan occasionally adjusts distance-band thresholds.
How much are Aeroplan miles worth?
The value of a Aeroplan mile varies significantly depending on redemption type. Economy redemptions typically deliver near the base valuation; business and first class awards - especially on partner airlines - can return 3–10× more per mile than the average.
Worked example
55,000 points for ANA business class LAX → NRT (cash fare ~$4,200) = ~7.6¢ per point - more than 5× the average economy valuation
Valuations per TPG April 2026 (1.4¢ average). Actual value varies by specific route, date, and cabin availability.
Best credit cards for earning Aeroplan miles
Air Canada rarely has a compelling US co-branded card. The most effective strategy is earning transferable points from a premium bank card and converting them when you are ready to book.
Chase Sapphire Preferred
Earns 3× on dining, 2× on all travel, and transfers Chase Ultimate Rewards to Aeroplan at 1:1 instantly. The 60,000–100,000 point welcome bonus covers a round-trip Japan business class itinerary (110,000 pts) with one card. Chase is also the most frequent source of Aeroplan transfer bonuses - when a 20–30% bonus is live, this card's transfer value jumps meaningfully.
Amex Gold Card
Earns 4× at restaurants and US supermarkets - the highest everyday earn rate available on food spending. Transfers Amex MR to Aeroplan at 1:1. The 60,000–90,000 MR welcome bonus is one of the largest in the Amex lineup. For high grocery and dining spenders building toward a specific Aeroplan award, the Gold Card generates more points per dollar than almost any other option.
Capital One Venture X
Earns an uncapped 2× miles on every purchase and transfers to Aeroplan at 1:1 within 24–48 hours. The 75,000-mile welcome bonus covers most one-way business class redemptions. The $395 annual fee is largely offset by $300 in annual travel credits and Priority Pass lounge access - making it one of the best all-around everyday spending cards for Aeroplan accumulation.
Bilt Mastercard
The only credit card that earns rewards on rent payments with zero transaction fee - effectively generating free points from your largest monthly fixed expense. Transfers to Aeroplan at 1:1 instantly. Earns 3× on dining, 2× on travel. For renters, this card can generate 6,000–15,000 Aeroplan points per month from rent alone, making it the fastest path to an ANA Japan business class award.
Aeroplan vs other Star Alliance programs
Aeroplan competes most directly with United MileagePlus and Singapore Airlines KrisFlyer - the other two major Star Alliance programs easily accessible from US credit cards. Choosing between them comes down to which routes you are targeting, how much predictability matters to you, and which cards you currently carry.
Bottom line
Use Aeroplan when targeting ANA business class to Japan (55k OW is 35–40% below United's dynamic pricing), Lufthansa Group without surcharges, or any fixed-price Star Alliance premium cabin where certainty of cost matters. Use United MileagePlus if you want miles that never expire or prefer the flexibility of close-in searches on United metal. Use Singapore KrisFlyer primarily for Singapore Airlines own-metal awards - the hard per-batch 36-month expiry makes it poorly suited for travelers who accumulate slowly or hold points across multiple sources.
Aeroplan - program details
| Program Name | Aeroplan |
| Alliance | Star Alliance (26 member airlines, 40+ total partners) |
| Points Currency | Aeroplan Points |
| Award Chart Type | Fixed distance-based (most partners) |
| Amex MR → Aeroplan | 1:1 · Instant |
| Chase UR → Aeroplan | 1:1 · Instant |
| Capital One → Aeroplan | 1:1 · 24–48 hours |
| Bilt → Aeroplan | 1:1 · Instant |
| Minimum Transfer Amount | 1,000 points (any bank) |
| Miles Expiry | 12 months of inactivity (never expire with AC co-branded card) |
| Activity Resets Expiry? | Yes - any earn or redeem resets the 12-month clock |
| Fuel Surcharges (Own Flights) | None - Aeroplan passes no surcharges |
| Fuel Surcharges (Partner Flights) | None on any Aeroplan partner award |
| Transfers Reversible? | No - all transfers are final once processed |
| Awards Bookable Online? | Yes - most 40+ partners at aircanada.com |
| Stopovers | +5,000 points per stopover (any award) |
| Booking Window | Up to 330 days in advance (most partners) |
| Can You Buy Miles? | Yes - purchase directly at aircanada.com/aeroplan |
| Elite Status Tiers | 25K / 35K / 50K / 75K / Super Elite 100K (Aeroplan Points earned per year) |
