Chase → Marriott: +65% bonus active · Ends May 15, 2026
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Marriott Bonvoy
Transfer points to Marriott - all bank programs
| Bank Program | Points Currency | Base Ratio | Transfer Time | Active Bonus |
|---|---|---|---|---|
| Membership Rewards | 1:1 | 2-7 days | - | |
| Ultimate Rewards | 1:1 | 2-7 days | +65% | |
| Bilt Rewards | 1:1 | 2-7 days | - |
Ratios and bonus availability update in real time. Always verify before transferring - transfers are irreversible.
Current Marriott transfer bonuses
Transfer Bonus History
1 active| Bank Program | Base Ratio | Bonus % | Bonus Ratio | Dates | Status | Notes |
|---|---|---|---|---|---|---|
Ultimate Rewards | 1:1 | +65% | 1:1.65 | May 1, 2026 → May 15, 2026 | Active | - |
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About Marriott Bonvoy
Marriott Bonvoy was formed in 2019 from the merger of Marriott Rewards, Starwood Preferred Guest (SPG), and Ritz-Carlton Rewards - the largest hotel loyalty consolidation in history. The resulting program spans 8,000+ properties across 30+ brands in 140+ countries, from the budget-friendly Fairfield and Courtyard to the Ritz-Carlton, St. Regis, W Hotels, and Edition collections. No other hotel program comes close to matching Marriott Bonvoy's global coverage.
Three of the five major US transferable bank programs connect to Marriott Bonvoy: American Express Membership Rewards (1:1, 2-7 days), Chase Ultimate Rewards (1:1, 2-7 days), and Bilt Rewards (1:1, 2-7 days). The multi-bank flexibility is a meaningful advantage - travelers holding Amex Platinum and Chase Sapphire Reserve can funnel points from both programs into Marriott when targeting a specific aspirational property. The airline miles conversion path is also notable: every 60,000 Bonvoy points transferred to an airline partner in three 20,000-point batches earns a 5,000-mile bonus.
Marriott moved to fully dynamic award pricing in 2022, eliminating its category-based chart. Points requirements now fluctuate with cash rates, which complicates planning but also creates value opportunities on off-peak dates at high-tier properties. The 5th Night Free benefit - book four consecutive standard award nights and receive the fifth free - remains one of the program's most powerful mechanics, effectively boosting value by 25% on multi-night stays at the Ritz-Carlton or St. Regis.
TransferPoints tracks transfer bonuses in real time across all major programs. Transfer ratios, active bonuses, and program rules on this page are verified against official bank and hotel sources and update automatically. Visit the official Marriott Bonvoy website
Why earn Marriott Bonvoy points?
8,000+ properties across 30+ brands
The largest hotel loyalty portfolio in the world spans budget to ultra-luxury across 140+ countries. Whether you need a Fairfield at a regional airport or a St. Regis in Maldives, Bonvoy points cover it - no other program offers comparable global reach.
3 US bank transfer partners
Amex Membership Rewards, Chase Ultimate Rewards, and Bilt Rewards all transfer to Marriott Bonvoy at 1:1. More US bank feeder programs than Hilton or Hyatt, giving you flexibility to consolidate points from multiple card portfolios for a single aspirational redemption.
5th Night Free on award stays
Book four consecutive standard award nights at any Marriott Bonvoy property and the fifth night is automatically free - a built-in 25% value booster. Stacks powerfully with aspirational Ritz-Carlton and St. Regis stays where cash rates exceed $1,500/night.
Ritz-Carlton, St. Regis & Edition access
Marriott's luxury tier - Ritz-Carlton, St. Regis, W Hotels, and Edition - consistently returns 1–3¢ per point at flagship resort properties. Points can also be transferred to 40+ airline programs at roughly 3:1 (with a 5,000-mile bonus every 60,000 Bonvoy transferred).
How to transfer points to Marriott Bonvoy
Follow these four steps every time. The golden rule: find available award space before transferring - transfers are irreversible.
- 1
Find the award first
Search for award availability on Marriott Bonvoy's website before moving a single point. Note the property, dates, room type, and exact points required. Award availability can disappear at any moment - and transfers are irreversible.
- 2
Check for an active transfer bonus
Scroll up to the Current Bonuses table. If a bonus is live (e.g. +25%), you get 25% more points for free - 10,000 bank points becomes 12,500 hotel points. Timing a transfer to an active bonus is one of the easiest ways to stretch your balance without extra spending.
- 3
Execute the transfer from your bank
American Express
Instant (minutes)Log in at americanexpress.com → Membership Rewards → Use Points → Transfer Points to Travel Partners → select the hotel program → enter your loyalty membership number and point amount (min 1,000) → confirm. Transfers post within minutes. Note: Amex charges a $0.0006 excise tax per point (max $99) for US residents.
Chase
InstantLog in at chase.com → Ultimate Rewards → Earn/Use → Transfer to Travel Partners → select the hotel program → enter your membership number → confirm. Requires Sapphire Preferred, Sapphire Reserve, Ink Business Preferred, or Ink Business Premier.
Bilt
InstantLog in at biltrewards.com → Points → Transfer Points → select the hotel program → enter your membership number and amount → confirm.
- 4
Book the award immediately
As soon as the points post to your account, book the award. Don't wait - hotel award availability can disappear within hours at popular properties. Have your loyalty membership number, guest details, and preferred payment method for any taxes ready before you start the booking process.
Marriott Bonvoy - points per night
Pricing type: Dynamic pricing (since 2022 - no fixed category chart)
Marriott moved to fully dynamic award pricing in 2022. Points requirements now vary daily based on cash rates, demand, and season. The table below shows representative off-peak, standard, and peak ranges by brand tier. Ritz-Carlton and St. Regis properties offer the best aspirational value when combined with the 5th Night Free benefit.
All figures are representative estimates. Actual point requirements change daily and vary significantly by property and season. Use the Marriott Bonvoy app to check current award pricing. Some ultra-high-end properties can exceed 200,000 points/night at peak.
How much are Marriott Bonvoy points worth?
The value of a Marriott Bonvoy point varies significantly depending on the property and redemption type. Budget property redemptions typically deliver near the base valuation; aspirational luxury stays - especially at flagship or resort properties - can return 3–8× more per point than the average.
Worked example
The Ritz-Carlton Maldives, Fari Islands, at 85,000 points/night standard pricing versus a cash rate of ~$2,000/night returns ~2.4¢/point. A 5-night stay at 340,000 points (using 5th Night Free) gets you the fifth $2,000 night free - boosting effective CPP on the full trip to ~2.9¢/point.
Valuations per TPG April 2026 (0.7¢ average). Actual value varies by specific property, date, and availability.
Best credit cards for earning Marriott Bonvoy points
The most effective strategy is earning transferable bank points and converting them when you are ready to book a specific stay.
Amex Platinum or Gold Card
Membership Rewards transfer to Marriott Bonvoy at 1:1. Amex Platinum earns 5× on flights, Gold earns 4× at restaurants and US supermarkets. Best for travelers who want a single transferable currency feeding both airlines and Marriott.
Chase Sapphire Reserve
Chase Ultimate Rewards transfer to Marriott at 1:1. Sapphire Reserve earns 3× on travel and dining with a $300 travel credit. Best when you also want to transfer to Hyatt, United, and other Chase airline partners.
Bilt Mastercard
Instant 1:1 transfer to Marriott Bonvoy with no annual fee. Earns 1× on rent (up to 100,000 pts/year). Best option for renters who want to accumulate Bonvoy points without paying fees.
Marriott Bonvoy vs other hotel programs
Marriott Bonvoy is the coverage champion - no program comes close on property count or brand breadth. It sacrifices per-point value and predictability (no fixed chart) in exchange for unmatched global reach and multi-bank flexibility.
Bottom line
Marriott Bonvoy wins on coverage depth and bank flexibility - it is the right home for points if you value global options above all else. Choose Hyatt if you prioritize value per point and fixed pricing. Choose Hilton if you want a higher transfer ratio (1:2) and the same 5th Night Free benefit.
Marriott Bonvoy - program details
| Loyalty program | Marriott Bonvoy |
| Parent company | Marriott International |
| Program formed | 2019 (merger of Marriott Rewards + SPG + Ritz-Carlton Rewards) |
| Portfolio | 8,000+ properties, 30+ brands, 140+ countries |
| US bank transfer partners | Amex MR (1:1), Chase UR (1:1), Bilt (1:1) - most of any hotel program |
| Transfer time | 2–7 days (all three partners) |
| Transfer minimum | 1,000 points |
| Points expiry | 24 months of account inactivity |
| Award pricing model | Fully dynamic since 2022 - no fixed chart |
| 5th night free | Yes - 4 consecutive standard award nights, 5th is free |
| Airline miles conversion | 3:1 ratio + 5,000-mile bonus per 60,000 Bonvoy transferred |
| Points + cash | Yes - Points + Cash redemption available |
| Status tiers | Member, Silver, Gold, Platinum, Titanium, Ambassador |
| Titanium requirement | 75 qualifying nights per year |
| US co-branded cards | Marriott Bonvoy Brilliant (Amex), Bonvoy Boundless (Chase), Bonvoy Bold (Chase) |
| Best for | Maximum coverage + aspirational Ritz-Carlton / St. Regis / Edition stays |