Points Valuations

Estimated cents-per-point (CPP) values for bank currencies, airline miles, and hotel points. Values reflect realistic redemptions - not absolute maximum.

Valuations are estimates based on typical sweet-spot redemptions and are not guarantees. Actual value depends heavily on the specific route, date, and availability.

Bank Transferable Currencies

These points are most flexible - transfer to multiple airline and hotel programs.

ProgramCurrencyEst. Value (CPP)Best Use
American ExpressMembership Rewards
2¢
Transfer to Air Canada Aeroplan, ANA, or British Airways Avios for premium cabin flights.
ChaseUltimate Rewards
2¢
Transfer to Hyatt for luxury hotel stays or United/Air Canada for business class.
BiltBilt Rewards
2¢
Transfer to Hyatt, Air Canada Aeroplan, or United MileagePlus.
Capital OneMiles
1.85¢
Transfer to Air Canada Aeroplan or Turkish Miles&Smiles for excellent redemptions.
CitiThankYou Points
1.8¢
Transfer to Turkish Miles&Smiles or Avianca LifeMiles for Star Alliance awards.
RoveRove Miles
1.6¢
Transfer to airline partners for international business class.
Wells FargoRewards Points
1.5¢
Best used for travel statement credits; transfer options are limited.
TaekusTaekus Rewards
1.5¢
Transfer to airline partners for best value.

Airline Miles

Value varies greatly by redemption. International premium cabin is almost always the best use.

ProgramCurrencyEst. Value (CPP)Best Use
Alaska Mileage PlanMiles
1.8¢
Cathay Pacific, JAL, and Finnair business class at fixed low rates.
Avianca LifeMilesLifeMiles
1.6¢
Star Alliance business class awards - no fuel surcharges on partners.
Air Canada AeroplanAeroplan Points
1.5¢
Business class to Europe or Asia via Star Alliance partners.
American AAdvantageAAdvantage Miles
1.5¢
Business class on Qatar, Cathay Pacific, and JAL via oneworld.
British Airways AviosAvios
1.5¢
Short-haul awards on AA/BA or business class on Iberia to South America.
Virgin Atlantic Flying ClubPoints
1.5¢
ANA business/first class or Delta One at competitive rates.
JAL Mileage BankMiles
1.5¢
JAL First Class and business class across the Pacific.
Air France Flying BlueMiles
1.4¢
Monthly Promo Rewards for discounted business class to Europe.
Turkish Miles&SmilesMiles
1.4¢
Business class to Europe or Asia via Star Alliance with low fees.
Qatar Privilege ClubAvios
1.4¢
QSuites business class - one of the best products in the sky.
United MileagePlusMiles
1.35¢
Star Alliance partner awards, especially on ANA and Lufthansa.
Singapore KrisFlyerKrisFlyer Miles
1.3¢
Singapore Suites or First Class - extremely aspirational value.
Delta SkyMilesSkyMiles
1.2¢
Delta One business class - dynamic pricing; search for off-peak routes.
Emirates SkywardsMiles
1.2¢
Emirates First Class Suites - expensive in miles but exceptional product.

Hotel Points

Hotel points generally yield lower CPP than airline miles. Transfer bonuses can improve value significantly.

ProgramCurrencyEst. Value (CPP)Best Use
World of HyattHyatt Points
1.7¢
Category 1–4 properties and peak-season luxury resort redemptions.
Wyndham RewardsPoints
1.1¢
Fixed-rate redemptions at flat-fee properties.
Marriott BonvoyPoints
0.8¢
Top-tier properties during peak season; use 5th-night-free benefit.
Hilton HonorsPoints
0.6¢
All-inclusive resorts (Conrad, Waldorf) where points go further.
IHG One RewardsPoints
0.5¢
Intercontinental properties with the 4th-night-free benefit.