Chase → IHG Hotels: +70% bonus active · Ends Apr 30, 2027
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IHG One Rewards
Transfer points to IHG Hotels - all bank programs
| Bank Program | Points Currency | Base Ratio | Transfer Time | Active Bonus |
|---|---|---|---|---|
| Ultimate Rewards | 1:1 | Instant | +70% | |
| Bilt Rewards | 1:2 | Instant | - |
Ratios and bonus availability update in real time. Always verify before transferring - transfers are irreversible.
Current IHG Hotels transfer bonuses
Transfer Bonus History
1 active| Bank Program | Base Ratio | Bonus % | Bonus Ratio | Dates | Status | Notes |
|---|---|---|---|---|---|---|
Ultimate Rewards | 1:1 | +70% | 1:1.7 | Invalid Date → Apr 30, 2027 | Active | - |
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About IHG One Rewards
IHG One Rewards is the loyalty program for InterContinental Hotels Group, covering 6,000+ properties across 18 brands in 100+ countries. The brand range spans economy (Holiday Inn Express, Staybridge Suites) through premium (Crowne Plaza, voco) to luxury (InterContinental, Kimpton, Hotel Indigo) and ultra-luxury wellness (Six Senses). For US travelers, IHG is an often-overlooked program that delivers strong value when used strategically with the right bank transfer partners.
Chase Ultimate Rewards transfers to IHG One Rewards at 1:1 (instant), while Bilt Rewards transfers at 1:2 (instant) - the only hotel program where Bilt transfers at a premium ratio over 1:1. This 1:2 Bilt ratio makes IHG among the most accessible hotel programs for renters: 10,000 Bilt points converts to 20,000 IHG points instantly, enough for multiple free nights at Holiday Inn Express properties. IHG One Rewards Premier credit card holders also enjoy a 4th Night Free benefit on award stays - book three nights and receive the fourth free.
Point Breaks promotions - periodic flash sales where select IHG properties can be booked for as few as 5,000–10,000 points/night - represent the highest per-point value in the entire program and sometimes the best hotel deal in US travel. These promotions typically run for 72-hour windows and sell out quickly, rewarding members who check the IHG app regularly. IHG's Kimpton Hotels brand offers boutique luxury properties in the US, Mexico, and Europe that rival Hyatt's Andaz collection at competitive point costs.
TransferPoints tracks transfer bonuses in real time across all major programs. Transfer ratios, active bonuses, and program rules on this page are verified against official bank and hotel sources and update automatically. Visit the official IHG One Rewards website
Why earn IHG One Rewards points?
Bilt transfers at 1:2 - IHG exclusive
IHG One Rewards is the only hotel program where Bilt Rewards transfers at 1:2 instead of 1:1. Transfer 10,000 Bilt points and receive 20,000 IHG points instantly - enough for multiple free nights at Holiday Inn Express or Staybridge Suites properties with no annual fee required.
4th Night Free with IHG Premier card
IHG One Rewards Premier credit card holders receive the 4th night free on award stays - book three consecutive standard award nights and the fourth is free. A 25% built-in value boost on four-night stays, stacking well with InterContinental and Kimpton properties.
Point Breaks flash deals at 5,000–10,000 pts
Periodic Point Breaks promotions offer select IHG properties for 5,000–10,000 points/night - often 70–80% below standard pricing. These 72-hour flash sales can deliver 3–5¢ per point value, the highest in the program. Enable app notifications to catch them.
Kimpton & Six Senses boutique access
Kimpton Hotels (boutique US & Europe) and Six Senses (ultra-luxury wellness) are exclusively bookable through IHG One Rewards. Kimpton properties in New York, Washington DC, and Chicago rival Hyatt Andaz on style at competitive point costs.
How to transfer points to IHG One Rewards
Follow these four steps every time. The golden rule: find available award space before transferring - transfers are irreversible.
- 1
Find the award first
Search for award availability on IHG One Rewards's website before moving a single point. Note the property, dates, room type, and exact points required. Award availability can disappear at any moment - and transfers are irreversible.
- 2
Check for an active transfer bonus
Scroll up to the Current Bonuses table. If a bonus is live (e.g. +25%), you get 25% more points for free - 10,000 bank points becomes 12,500 hotel points. Timing a transfer to an active bonus is one of the easiest ways to stretch your balance without extra spending.
- 3
Execute the transfer from your bank
Chase
InstantLog in at chase.com → Ultimate Rewards → Earn/Use → Transfer to Travel Partners → select the hotel program → enter your membership number → confirm. Requires Sapphire Preferred, Sapphire Reserve, Ink Business Preferred, or Ink Business Premier.
Bilt
InstantLog in at biltrewards.com → Points → Transfer Points → select the hotel program → enter your membership number and amount → confirm.
- 4
Book the award immediately
As soon as the points post to your account, book the award. Don't wait - hotel award availability can disappear within hours at popular properties. Have your loyalty membership number, guest details, and preferred payment method for any taxes ready before you start the booking process.
IHG One Rewards - points per night
Pricing type: Dynamic pricing (with periodic Point Breaks flash promotions)
IHG One Rewards uses dynamic pricing for standard award bookings, but Point Breaks promotions periodically offer select properties at dramatically reduced rates. The table below shows representative standard and peak pricing by brand tier, plus typical Point Breaks pricing.
Point Breaks pricing is for flash promotions only and is not available year-round. Standard dynamic pricing varies daily. Six Senses point costs are approximate - actual pricing varies widely by property and season.
How much are IHG One Rewards points worth?
The value of a IHG One Rewards point varies significantly depending on the property and redemption type. Budget property redemptions typically deliver near the base valuation; aspirational luxury stays - especially at flagship or resort properties - can return 3–8× more per point than the average.
Worked example
An InterContinental London Park Lane at 50,000 points/night versus a cash rate of ~$450/night returns ~0.9¢/point - above average. Book during a Point Breaks promotion at 10,000 points/night and the same type of mid-tier property delivers ~3¢/point.
Valuations per TPG April 2026 (0.5¢ average). Actual value varies by specific property, date, and availability.
Best credit cards for earning IHG One Rewards points
The most effective strategy is earning transferable bank points and converting them when you are ready to book a specific stay.
Chase Sapphire Reserve
Earns 3× on travel and dining with instant 1:1 transfers to IHG. Best when combined with the IHG Premier card (co-branded) to stack earning from both programs.
Bilt Mastercard
Unique 1:2 instant transfer to IHG - the only hotel program where Bilt transfers above 1:1. Earns on rent (up to 100,000 pts/year) with no annual fee. Best no-cost path to IHG points.
IHG One Rewards vs other hotel programs
IHG One Rewards sits between Marriott Bonvoy (larger, more aspirational) and Wyndham Rewards (larger by count, budget-focused). IHG's differentiator is the Bilt 1:2 ratio and Point Breaks promotions, which can deliver value that neither competitor matches.
Bottom line
IHG's Bilt 1:2 transfer ratio and Point Breaks promotions are its two unique advantages - no competitor matches either. The shorter 12-month points expiry is the main weakness. Choose Marriott for more properties and better luxury access; choose IHG when you're a Bilt Mastercard holder or want to exploit Point Breaks flash deals.
IHG One Rewards - program details
| Loyalty program | IHG One Rewards |
| Parent company | InterContinental Hotels Group (IHG) |
| Portfolio | 6,000+ properties, 18 brands, 100+ countries |
| US bank transfer partners | Chase Ultimate Rewards (1:1, instant), Bilt Rewards (1:2, instant) |
| Bilt transfer ratio | 1:2 - unique; only hotel program where Bilt transfers above 1:1 |
| Transfer time | Instant (both Chase and Bilt) |
| Transfer minimum | 1,000 points |
| Points expiry | 12 months of account inactivity - shorter than competitors |
| Award pricing model | Dynamic pricing |
| 4th night free | Yes - with IHG One Rewards Premier credit card |
| Point Breaks promotions | Periodic flash deals at 5,000–10,000 pts/night - highest program value |
| Points + cash | Yes - Points + Cash available |
| Status tiers | Club, Silver Elite, Gold Elite, Platinum Elite, Diamond Elite |
| Diamond requirement | 75 qualifying nights per year |
| US co-branded card | IHG One Rewards Premier (Chase) |
| Best for | Point Breaks flash deals; Kimpton boutique stays; budget Holiday Inn Express nights |