Wells Fargo

Wells Fargo Transfer Partners

Rewards Points

10 airline partners at 1:1 - the newest major transferable currency in the US

0active bonuses
10airline partners
1hotel partner

All Wells Fargo transfer partners

10 airlines and 1 hotel program. Every transfer is one-way and irreversible - always confirm award availability before transferring.

Transfer Bonus History

📭

No transfer bonus history available.

Transfer Partners

PartnerLoyalty ProgramBase RatioTransfer TimeActive Bonus
Air CanadaAeroplan1:1
24-48 hours
-
Air France / KLMFlying Blue1:1
24-48 hours
-
Aer LingusAer Club1:1
24-48 hours
-
AviancaLifeMiles1:1
24-48 hours
-
British AirwaysAvios1:1
24-48 hours
-
IberiaIberia Plus1:1
24-48 hours
-
Singapore AirlinesKrisFlyer1:1
24-48 hours
-
TAP PortugalMiles&Go1:1
24-48 hours
-
Turkish AirlinesMiles&Smiles1:1
24-48 hours
-
Virgin AtlanticFlying Club1:1
24-48 hours
-

Current Wells Fargo transfer bonuses

Transfer bonuses give you extra miles for free - 20,000 points during a +25% bonus becomes 25,000 miles at the partner. Check this section before every transfer.

Never miss a Wells Fargo transfer bonus

Get notified the moment a new bonus goes live - before it expires

View all active bonuses

About Wells Fargo Rewards Points

Wells Fargo Rewards Points are the transferable currency earned by the Autograph Journey Visa card, launched in February 2024. This makes Wells Fargo the most recent of the major US banks to enter the transferable points space - and the program has arrived with a surprisingly strong partner list for a first-generation product. Ten airline programs transfer at a full 1:1 ratio, including Air Canada Aeroplan, British Airways Avios, Singapore Airlines KrisFlyer, Turkish Airlines Miles&Smiles, and Virgin Atlantic Flying Club.

The Autograph Journey earns 5× on hotels, 4× on airlines, 3× on other travel, and 1× on everything else - making it one of the more competitive earning rates among premium travel cards. All transfers process within 24–48 hours. The program also includes a $50 annual airline credit and a $95 annual fee, positioning it squarely as a mid-premium card that punches above its fee class when you maximize both the earn rate and the transfer partners.

For points and miles enthusiasts, the most interesting aspect of Wells Fargo Rewards is the combination of partners you cannot access through Chase or Amex alone. Turkish Airlines Miles&Smiles, Singapore Airlines KrisFlyer, and Avianca LifeMiles all transfer in at 1:1 - programs with some of the most undervalued sweet spots in business and first class. As one of the newest programs, Wells Fargo is likely to continue adding partners, and monitoring this page for transfer bonuses is worthwhile as the program establishes its promotional calendar.

TransferPoints tracks transfer bonuses and partner data in real time. Transfer ratios, speeds, and program rules on this page are verified against official bank sources. Visit the official Wells Fargo rewards page

11
Transfer partners
10
Airline partners
1
Hotel partners
1.6¢ / pt
TPG valuation

Which Wells Fargo cards earn Rewards Points?

Not all Wells Fargo cards unlock transfer access. Here are the cards that earn Rewards Points that can be transferred to airline and hotel partners.

Mid-tier$95/yr

Wells Fargo Autograph Journey℠ Visa

5× hotels, 4× airlines, 3× other travel - the primary earner for transfer partners

No annual fee$0/yr

Wells Fargo Autograph℠ Card

3× on restaurants, travel, gas, streaming - earns Rewards Points but no transfer access

Autograph (no-fee) points cannot be transferred to airline partners - only Autograph Journey unlocks transfers

Best Wells Fargo transfer partners

Not all transfer partners deliver the same value. These three consistently offer the best cents-per-point returns for Rewards Points.

1

Turkish Airlines Miles&Smiles

Miles&Smiles

One of the most undervalued programs in the world for Star Alliance and partner awards. US to Europe in business class can be booked for 45,000 miles one-way - a rate that is 30–50% cheaper than United MileagePlus or Lufthansa Miles & More on the same routes.

Sweet spot

New York to Istanbul in Turkish business class (lie-flat, 5-star catering) for as little as 45,000 miles - one of the best value-per-mile redemptions in aviation.

2

Singapore Airlines KrisFlyer

KrisFlyer

Consistently ranked among the world's best airlines. Singapore Suites and Business Class are aspirational redemptions that are difficult to access through most US programs. KrisFlyer seats on Singapore metal are genuinely bookable and offer extraordinary value.

Sweet spot

San Francisco to Singapore in Singapore Business Class for 90,000 miles one-way - a seat that retails for $6,000–$8,000 in cash.

3

Air Canada Aeroplan

Aeroplan

The most versatile Star Alliance program for US travelers. Fixed award chart, zero fuel surcharges, stopover for +5,000 points. The ANA Japan business class sweet spot (55,000 points one-way) is accessible from Wells Fargo via a 1:1 transfer to Aeroplan.

Sweet spot

ANA Business Class from the US West Coast to Tokyo for 55,000 Aeroplan points one-way - a cash fare of $3,500–$5,000.

Why earn Rewards Points?

Fresh Program, Strong Partner List

Wells Fargo launched with 10 airline partners in 2024 - more than Chase had after its first few years. The mix is particularly well-chosen for international premium cabin travel: Aeroplan, Avios, Flying Blue, KrisFlyer, Miles&Smiles, and Virgin Atlantic cover Star Alliance, oneworld, and SkyTeam comprehensively at 1:1.

4× on Airline Purchases

The Autograph Journey earns 4× points on all airline purchases - one of the highest earn rates on airline spend among non-co-branded cards. Every dollar spent booking flights directly adds to a balance you can transfer to premium cabin programs at 1:1.

No Transfer Fees, Full 1:1 Ratio

Every Wells Fargo partner transfers at exactly 1:1 with no conversion fees. Unlike Amex (which charges an excise tax on US transfers) or some programs with sub-1:1 ratios, Wells Fargo keeps the math simple: 50,000 points become 50,000 miles, every time.

Growing Partner List

As the newest major US transferable currency, Wells Fargo is actively expanding its program. The first year delivered 10 airline partners and a hotel program. New additions are likely - checking this page regularly for newly confirmed partners and inaugural transfer bonus promotions is recommended.

How to transfer Rewards Points to partners

Follow these steps every time. The golden rule: confirm award availability before moving a single point - transfers are one-way and irreversible.

  1. 1

    Find the award first

    Search for award availability on the airline or hotel program's website before transferring. Note the exact flight, date, cabin, and miles required. Award space disappears - transfers cannot be reversed.

  2. 2

    Check for an active transfer bonus

    Check the Current Bonuses section above. A +25% bonus means 40,000 points becomes 50,000 miles - free miles that require zero extra spending.

  3. 3

    Execute the transfer from Wells Fargo

    Log in to your Wells Fargo account → navigate to Rewards Points → select "Transfer to travel partners" → choose the airline or hotel program → enter your loyalty membership number and the number of points to transfer → confirm. Keep your loyalty account number ready before you start.

  4. 4

    Book the award immediately

    As soon as miles post to your loyalty account, book the award. Partner award availability can vanish within hours. Have your passport details and co-pay card ready before starting the booking.

How much are Rewards Points worth?

Point value varies dramatically by redemption type. Transferring to the right partner at the right time can yield 3–8× more per point than redeeming for cash back or statement credits.

1.2–1.6¢ per point
Economy class
2.5–4¢ per point
Business class
1.6¢ / pt
TPG average

Worked example

60,000 points transferred to Turkish Airlines Miles&Smiles books business class US to Europe one-way (cash fare ~$3,000+) = ~5¢ per point

TPG valuation: 1.6¢ per point (April 2026). Actual value varies by route, date, and availability.

Wells Fargo vs other programs

Wells Fargo Rewards sits in an interesting position: more airline partners than Chase at launch, a better earning rate than Citi on travel, but a smaller partner list than Amex or Bilt. Here is how it compares to Chase Ultimate Rewards and Citi ThankYou - the programs it most directly competes with for the mid-premium card audience.

FeatureWells FargoChase Ultimate RewardsCiti ThankYou
Airline partners10912
Hotel partners1 (Choice)3 (Hyatt, IHG, Marriott)None
Transfer ratio1:1 all1:1 all1:1 all
Transfer speed24–48 hrsInstant (most)24–48 hrs
Top earning card annual fee$95$550 (Reserve)$95 (Premier)
Best travel earn rate5× hotels / 4× airlines5× on Chase Travel portal3× on air/hotels/restaurants
Year launched (transfers)202420092012

Bottom line

Wells Fargo Rewards is the right choice if you want a mid-fee card with a strong earn rate on actual airline spend and you're targeting Turkish Airlines, Singapore Airlines, or Virgin Atlantic - programs Chase does not transfer to. Chase still wins on transfer speed (most partners instant vs. 24–48 hours) and hotel diversity (Hyatt is Chase-exclusive). Citi's edge is a slightly larger airline partner roster including Qatar Airways. If you're building a multi-card strategy, Wells Fargo adds unique access to KrisFlyer and Miles&Smiles that neither Chase nor Citi provide.

Wells Fargo Rewards Points - program details

Program NameWells Fargo Rewards
Earning CardAutograph Journey℠ Visa ($95/yr)
Points CurrencyWells Fargo Rewards Points
Transfer Partners10 airlines + 1 hotel
Transfer Ratio1:1 on all partners
Transfer Speed24–48 hours (all partners)
Minimum Transfer1,000 points (most partners)
Transfer FeesNone
Points ExpiryNever expire while account is open
Annual Airline Credit$50 per year (Autograph Journey)
Program LaunchedFebruary 2024
Transfers Reversible?No - all transfers are final

Frequently asked questions about Wells Fargo Rewards Points

Which Wells Fargo card earns transferable points?
Only the Wells Fargo Autograph Journey℠ Visa ($95/yr) earns Rewards Points that can be transferred to airline partners. The no-fee Autograph card also earns Rewards Points but those points cannot be transferred - they can only be redeemed for cash back, statement credits, or travel through Wells Fargo's portal.
How long do Wells Fargo transfers take?
Wells Fargo transfers to all 10 airline partners post within 24–48 hours. Unlike Chase (most partners instant) or Bilt (all partners instant), Wells Fargo does not currently offer any instant transfer partners. Plan to initiate your transfer at least 2–3 days before you need the miles in your airline account.
Does Wells Fargo charge a transfer fee?
No - Wells Fargo transfers all points at exactly 1:1 with no conversion fees. This is different from American Express, which charges a $0.0006 excise tax per point (up to $99) on transfers made by US cardholders.
What is the best use of Wells Fargo Rewards Points?
The highest-value redemptions are through Turkish Airlines Miles&Smiles (Star Alliance business class at steep discounts), Singapore Airlines KrisFlyer (Singapore Business/Suites), and Air Canada Aeroplan (ANA Japan, no fuel surcharges). All three offer significantly better value than redeeming through Wells Fargo's own travel portal.
Can I transfer Wells Fargo points to Chase or Amex accounts?
No - Wells Fargo Rewards Points can only be transferred to Wells Fargo's own listed airline and hotel partners. They cannot be pooled or combined with Chase Ultimate Rewards, Amex Membership Rewards, or any other bank program.
Does Wells Fargo run transfer bonuses?
Wells Fargo is a newer program and has run a limited number of transfer bonus promotions since launching in 2024. Given the program's growth trajectory, promotional bonuses are expected to increase. Use the TransferPoints bonus tracker to get notified the moment a Wells Fargo transfer bonus goes live.
What is the minimum transfer amount for Wells Fargo?
The minimum transfer amount for most Wells Fargo airline partners is 1,000 points. Points must be transferred in increments of 1,000. For example, if you have 65,432 Rewards Points, you can transfer up to 65,000 to an airline partner, with the remaining 432 staying in your Wells Fargo account.
Is the Wells Fargo Autograph Journey worth it for points transfers?
Yes - at $95/yr, the Autograph Journey provides access to 10 airline programs including Turkish Miles&Smiles and Singapore KrisFlyer, which are not available through Chase. The $50 annual airline credit offsets nearly half the fee, effectively making it a $45/yr card. For travelers targeting Star Alliance or Gulf carrier premium cabins, the combination of strong earn rates and unique partner access makes it a worthwhile addition to a multi-card strategy.