Bilt Transfer Partners
Bilt Rewards
Earn on rent with no fee - 20 airline and 4 hotel partners, all instant
All Bilt transfer partners
16 airlines and 4 hotel programs. Every transfer is one-way and irreversible - always confirm award availability before transferring.
Transfer Bonus History
No transfer bonus history available.
Transfer Partners
Current Bilt transfer bonuses
Transfer bonuses give you extra miles for free - 20,000 points during a +25% bonus becomes 25,000 miles at the partner. Check this section before every transfer.
Never miss a Bilt transfer bonus
Get notified the moment a new bonus goes live - before it expires
About Bilt Bilt Rewards
Bilt Rewards is the only loyalty program in the US that lets you earn transferable points on rent payments - something every renter pays regardless of whether they travel. The Bilt Mastercard has no annual fee, earns 1× on rent (up to $50,000/yr), 3× on dining, 2× on travel, and 1× everywhere else. With 20 airline partners and 4 hotel partners - all transferring at 1:1 and all instant - Bilt has one of the most competitive transfer partner networks of any program at any price point.
Every transfer from Bilt is instant: no waiting 24–48 hours, no uncertainty. This makes Bilt exceptional for last-minute award bookings and time-sensitive transfers. The program also runs a unique feature called Rent Day on the 1st of every month, during which Bilt earns double points on all categories and features a rotating monthly partner airline with bonus transfer deals - often 100% bonuses - that are not available on any other program.
Bilt's hotel coverage is also noteworthy: it transfers to both World of Hyatt and IHG One Rewards, giving renters access to the best hotel loyalty programs without paying a Chase Sapphire annual fee. For travelers who rent and want a single card to anchor their points strategy, Bilt is arguably the best starting point available - and at $0 annual fee, there is no reason not to have it.
TransferPoints tracks transfer bonuses and partner data in real time. Transfer ratios, speeds, and program rules on this page are verified against official bank sources. Visit the official Bilt rewards page
Which Bilt cards earn Bilt Rewards?
Not all Bilt cards unlock transfer access. Here are the cards that earn Bilt Rewards that can be transferred to airline and hotel partners.
Bilt Mastercard
1× on rent (no fee, up to $50K/yr), 3× dining, 2× travel, all partners instant
⚠ Must use card 5× per statement period to earn points on rent
Best Bilt transfer partners
Not all transfer partners deliver the same value. These three consistently offer the best cents-per-point returns for Bilt Rewards.
World of Hyatt
World of HyattBilt is one of only two US bank programs (alongside Chase) that transfers to World of Hyatt - the best hotel loyalty program for per-point value. Category 7 properties like the Park Hyatt Tokyo go for 30,000 points/night, a room costing $700–$1,000 in cash. Transfers are instant.
Sweet spot
30,000 Bilt points for one night at a Park Hyatt property worth $700–$1,000 in cash - transferring instantly from your Bilt account.
United MileagePlus
MileagePlusUnited is a Bilt partner and one of the most practical programs for domestic US and Star Alliance award travel. Instant transfers make it easy to book last-minute domestic awards or partner flights on ANA and Lufthansa.
Sweet spot
35,000 United miles for a round-trip domestic US economy award, transferred instantly from Bilt Rewards.
Air Canada Aeroplan
AeroplanAeroplan is the best Star Alliance program for transatlantic business class awards. Business to Europe starts at 85,000 miles. Bilt transfers instantly to Aeroplan - a combination of speed and value that is hard to beat for last-minute bookings.
Sweet spot
85,000 Aeroplan miles round-trip business class to Europe on Lufthansa, Swiss, or other Star Alliance carriers.
Why earn Bilt Rewards?
The only program that earns on rent
The average American pays $1,500–$2,000/month in rent. At 1× on every dollar, a $1,800/month rent payment generates 21,600 points per year - worth $432 in flights - at zero annual fee. No other program, at any price, offers this.
All 24 transfers are instant
Every single Bilt transfer partner - airlines and hotels - posts instantly. No 24–48 hour waits. This is the same speed as Chase Ultimate Rewards, but with a broader partner list and no annual fee requirement.
Hyatt + IHG at no annual fee
Bilt transfers to both World of Hyatt and IHG One Rewards. Access to Hyatt alone typically requires a $95+ Chase Sapphire card. Bilt gives you both hotel programs with zero annual fee - an exceptional deal for hotel redemptions.
Rent Day: 2× on everything on the 1st
On the 1st of every month, Bilt earns double points on all categories. A $1,800 rent payment on Rent Day earns 3,600 points instead of 1,800. Monthly partner bonuses - sometimes 100% transfer bonuses - are announced each Rent Day and are exclusive to Bilt.
How to transfer Bilt Rewards to partners
Follow these steps every time. The golden rule: confirm award availability before moving a single point - transfers are one-way and irreversible.
- 1
Find the award first
Search for award availability on the airline or hotel program's website before transferring. Note the exact flight, date, cabin, and miles required. Award space disappears - transfers cannot be reversed.
- 2
Check for an active transfer bonus
Check the Current Bonuses section above. A +25% bonus means 40,000 points becomes 50,000 miles - free miles that require zero extra spending.
- 3
Execute the transfer from Bilt
Log in to your Bilt account → navigate to Bilt Rewards → select "Transfer to travel partners" → choose the airline or hotel program → enter your loyalty membership number and the number of points to transfer → confirm. Keep your loyalty account number ready before you start.
- 4
Book the award immediately
As soon as miles post to your loyalty account, book the award. Partner award availability can vanish within hours. Have your passport details and co-pay card ready before starting the booking.
How much are Bilt Rewards worth?
Point value varies dramatically by redemption type. Transferring to the right partner at the right time can yield 3–8× more per point than redeeming for cash back or statement credits.
Worked example
60,000 Bilt points transferred to World of Hyatt cover two nights at a Park Hyatt (Category 7, 30,000 points/night) worth $700–$900/night in cash - over 2.3¢ per point of value.
TPG valuation: 2.0¢ per point (April 2026). Actual value varies by route, date, and availability.
Bilt vs other programs
Bilt is unique - it's the only $0 annual fee card with access to World of Hyatt, instant transfers, and 20+ airline partners. Here's how it stacks up against the two most common alternatives.
Bottom line
Bilt wins on rent earning (completely unique), access to American Airlines, and Rent Day monthly bonuses. Chase wins on points value (2.05¢ vs 2.0¢) and the depth of the Ink/Freedom ecosystem. Amex wins on partner breadth and Delta access. For any renter, Bilt should be the first travel card in their wallet - at $0 it earns points that would otherwise be lost on rent checks, and can be stacked with Chase or Amex for category maximization.
Bilt Bilt Rewards - program details
| Points currency | Bilt Rewards |
| Annual fee | None |
| Transfer ratio | 1:1 to all partners |
| Transfer fees | None |
| Transfer speed | Instant (all 24 partners) |
| Minimum transfer | 1,000 points |
| Points expiry | Never expire while account open |
| Airline partners | 20 |
| Hotel partners | 4 (Hyatt, IHG, Marriott, Hilton) |
| Rent earning requirement | Must use card 5× per statement period |
| Rent Day | 2× points on all categories on the 1st of each month |
| TPG valuation | 2.0¢ per point |